[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-010","19",10,"銀行向屬法人之專業客戶提供結構型商品交易服務前，應辦理風險揭露之程序為：",[13,14,15,16],"應提供風險預告書","應提供風險警語","應提供商品風險說明","得依銀行內部作業程序辦理",3,"衍生性商品相關法規",1,"風險揭露的密度是依客戶屬性分級的。對一般客戶與屬自然人的專業客戶，銀行必須交付中文風險預告書、標明最大可能損失並請客戶簽認；但對屬法人之專業客戶，主管機關認定其具備自行辨識與承擔風險的組織能力，因此鬆綁為得依銀行自訂的內部作業程序辦理，不強制套用制式文件。(A) 風險預告書、(B) 風險警語、(C) 商品風險說明，都是針對自然人或一般客戶才強制的形式要求，套到法人專業客戶身上屬於過度適用。分級的判斷順序是：先看客戶為自然人或法人、再看是一般客戶或專業客戶，保護強度由高到低排列即可推出應盡程序。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762509]