[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-015":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-015","19",15,"依「銀行辦理衍生性金融商品自律規範」規定，有關銀行對屬自然人之一般客戶提供外匯保證金交易之槓桿倍數，下列何者正確？",[13,14,15,16],"以一倍為限","以二倍為限","以三倍為限","由各銀行於評估風險後自行訂定",3,"衍生性商品相關法規",1,"外匯保證金交易的槓桿倍數，自律規範並未寫死一個全體適用的數字，而是要求銀行依商品特性、客戶屬性與自身風險承擔能力評估後自行訂定，並納入內部作業程序與客戶適合度控管，同時建置保證金追繳與強制平倉機制。這種「原則性規範加上銀行自訂」的立法方式，是為了讓規模與客群不同的銀行訂出符合自身風控能力的水準。(A) 一倍等於現貨交易，根本談不上保證金交易；(B) 二倍與 (C) 三倍聽起來保守，但把它們當成法定上限就會答錯。槓桿倍數目前沒有一體適用的硬性數字，交由銀行評估後自訂並自負風控之責。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762571]