[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-deriv_prac-19-018":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-018","19",18,"在信用風險監控管理上，監控單位應適時將正確的信用風險資訊提供給相關單位，下列何者非屬重要的考量因素？",[13,14,15,16],"交易對手使用額度的情形","交易集中度","主要客戶信用狀況","額度內的交易契約",3,"衍生性商品概論",1,"信用風險監控的價值在於提早示警，因此該往上報的是會改變風險輪廓的訊息：交易對手的額度使用率是否逼近或超過核准上限、部位是否過度集中在少數對手或單一產業，以及主要客戶的信用狀況與評等有無惡化。(D) 落在核准額度以內、依約正常進行的交易契約，本來就在既定授信權限的框架內運作，屬於例行的交易紀錄而非預警資訊，不需要監控單位特別彙整提供給相關單位判讀。另三個選項描述的都是可能惡化的變化，只有 (D) 講的是一切照常的狀態，自然不是通報的重點。","hard",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"deriv_prac-18-017","δ(Delta)變動所引發選擇權價值變動的風險，係指下列何者？",17,{"id":28,"question":29,"qno":10},"deriv_prac-18-018","結算前風險可以區分為現有違約風險及潛在違約風險，關於違約風險，下列敘述何者錯誤？",{"id":31,"question":32,"qno":33},"deriv_prac-18-022","臺灣市場上所稱之「連動債」或「結構債」，其本質係屬於下列何者？",22,{"id":35,"question":36,"qno":37},"deriv_prac-18-024","台灣的某家進口廠商預期在 3 個月後須支付一筆歐元 100,000，在無做任何避險交易下，廠商所擔心的是，屆時台幣將會作何變化？",24,{"id":39,"question":40,"qno":41},"deriv_prac-18-025","「利率上限」(interest rate cap)簡稱為 Cap，以下敘述何者為正確？",25,{"id":43,"question":44,"qno":45},"deriv_prac-18-026","證券商與銀行可以利用「資產交換」的方式，將可轉換公司債分解成哪兩大部分？",26,1785157762607]