[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-deriv_prac-19-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-031","19",31,"有關金融期貨之信用風險，下列敘述何者正確？",[13,14,15,16],"買方須負擔賣方之信用風險，但賣方不須負擔買方之信用風險","賣方須負擔買方之信用風險，但買方不須負擔賣方之信用風險","買賣雙方皆須負擔對方之信用風險","信用風險由清算所負擔",3,"衍生性商品概論",1,"金融期貨在集中市場交易，成交後由結算機構介入成為「買方的賣方、賣方的買方」，原本的雙邊關係被切成兩筆對清算所的契約，因此買賣雙方各自面對的都是清算所，而不是彼此。清算所再以每日結算、保證金追繳、結算會員財力審查與結算基金等多層防線來承擔並化解這份信用風險，違約機率極低但並非為零。(A)、(B) 把單邊承擔的說法硬套到期貨上，忽略了集中結算的存在；(C) 描述的其實是遠期契約等店頭商品的情形——沒有清算機構介入，雙方必須各自承擔對方違約的風險，這也是期貨與遠期最關鍵的差別之一。","easy",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"deriv_prac-18-017","δ(Delta)變動所引發選擇權價值變動的風險，係指下列何者？",17,{"id":28,"question":29,"qno":30},"deriv_prac-18-018","結算前風險可以區分為現有違約風險及潛在違約風險，關於違約風險，下列敘述何者錯誤？",18,{"id":32,"question":33,"qno":34},"deriv_prac-18-022","臺灣市場上所稱之「連動債」或「結構債」，其本質係屬於下列何者？",22,{"id":36,"question":37,"qno":38},"deriv_prac-18-024","台灣的某家進口廠商預期在 3 個月後須支付一筆歐元 100,000，在無做任何避險交易下，廠商所擔心的是，屆時台幣將會作何變化？",24,{"id":40,"question":41,"qno":42},"deriv_prac-18-025","「利率上限」(interest rate cap)簡稱為 Cap，以下敘述何者為正確？",25,{"id":44,"question":45,"qno":46},"deriv_prac-18-026","證券商與銀行可以利用「資產交換」的方式，將可轉換公司債分解成哪兩大部分？",26,1785157762776]