[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-041":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"deriv_prac-19-041","19",41,"指定銀行辦理外幣保證金交易代客操作業務管理辦法規定，下列敘述何者錯誤？",[13,14,15,16],"為委任人之利益，全權代委任人從事外幣保證金交易","委任人的同一交易帳戶得同時作為不同委任操作契約或其他交易收付結算之用","應設代客操作專責單位","代客操作專責單位，應獨立於信託業務專責部門之外",1,"衍生性商品相關法規","代客操作是把交易決定權整個交給銀行，規範核心因此落在「權責分明、帳務獨立」。(B) 說委任人的同一交易帳戶得同時供不同委任操作契約或其他交易收付結算使用，正好是規定明文禁止的做法——帳戶一旦混用，各委任操作契約的損益、保證金與交割款無從區分，也給了挪用與軋帳的空間，敘述錯誤。(A) 受任銀行須為委任人之利益、以善良管理人的注意義務全權操作，是代客操作最基本的義務。(C) 銀行應設置代客操作專責單位，才能與自營交易部門分流、避免利益衝突。(D) 該專責單位並須獨立於信託業務專責部門之外，防止兩種業務性質相互混淆。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762909]