[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-19-047","19",47,"依金管會訂定之銀行核給客戶非屬結構型商品之衍生性金融商品交易額度上限規定，所稱客戶可驗證往來資力，不包括下列何者？",[13,14,15,16],"客戶辦理衍生性金融商品已繳交之保證金","客戶之連帶保證人於該銀行之存款","客戶之連帶保證人於該銀行之有價證券","客戶於該銀行已設定首順位抵押權之不動產",3,"衍生性商品相關法規",1,"核給交易額度時要看的是「客戶拿得出、銀行押得住、必要時能立即變現」的資力，所以可驗證往來資力鎖定在客戶或其連帶保證人存放於該銀行的流動性資產：已繳交的保證金 (A)、連帶保證人於該銀行的存款 (B) 與有價證券 (C) 都符合，銀行帳上看得到、隨時可抵充。(D) 不動產即使已設定首順位抵押權，仍須經催討、拍賣或處分程序才能換成現金，曠日費時且處分價格不確定，無法對應衍生性金融商品逐日評價、隨市價波動追繳的特性，因此不列入可驗證往來資力，選 (D)。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762970]