[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-19-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"deriv_prac-19-048","19",48,"依「銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法」規定，銀行向專業機構投資人及高淨值投資法人以外客戶提供非以避險為目的之非屬匯率類複雜性高風險商品交易，其比價或結算期數 12 期以下（含）者，個別交易損失上限不得超過平均單期名目本金之幾倍？",[13,14,15,16],"3.6 倍","6 倍","9.6 倍","10.6 倍",1,"衍生性商品相關法規","複雜性高風險商品最怕「小本金、無限賠」，規定因此用平均單期名目本金的倍數替客戶架出損失天花板；期數愈多、累積曝險愈大，倍數上限也放得愈寬。非屬匯率類的複雜性高風險商品，若比價或結算期數在十二期以下（含），個別交易損失上限不得超過平均單期名目本金之六倍，選 (B)。(C) 9.6 倍是同為非匯率類、但比價或結算期數超過十二期時適用的標準，兩者最容易混淆，判別關鍵在期數有沒有超過十二期。(A) 3.6 倍屬匯率類商品的規範。(D) 10.6 倍並非規定中出現的倍數。","hard",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157762983]