[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-deriv_prac-20-004":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-004","20",4,"依「銀行辦理衍生性金融商品自律規範」規定，銀行應於結構型商品交易文件中提醒客戶承作本商品之重要注意事項，下列敘述何者錯誤？",[13,14,15,16],"商品設計或條件不同客戶所暴露之風險程度可能不同","現金交割可能發生部分或全部利息、本金減損之風險","非現金交割可能發生本金將依約定轉換成標的資產之情事","現金交割可能必須承擔再投資風險",3,"衍生性商品相關法規",2,"結構型商品的交易文件必須把兩種交割方式各自帶來的風險講明白。採現金交割時，投資人到期收回的是現金，可能因連結標的表現不佳而發生部分或全部利息、甚至本金減損，(B) 正確。採非現金交割時，本金會依約定轉換成標的資產 (C)，投資人被迫接手一批可能已經下跌的資產，還得自行決定何時處分、資金如何重新配置，再投資風險是掛在非現金交割這一邊的。(D) 把再投資風險安到現金交割上，與規範揭示的對應關係不符，敘述錯誤。(A) 商品設計或條件不同、客戶暴露的風險程度也不同，是交易文件必提的基本提醒。","medium",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",1,{"id":28,"question":29,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":31,"question":32,"qno":33},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":35,"question":36,"qno":37},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":39,"question":40,"qno":41},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":43,"question":44,"qno":45},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763164]