[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-deriv_prac-20-005":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-005","20",5,"依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，下列敘述何者錯誤？ A.應至少區分二個等級，評估非專業客戶商品風險承受程度 B.對於交易條件標準化且存續期限超過 6 個月之商品，若為專業客戶，除客戶明確表示已充分審閱並簽名者外，審閱期間不得低於七日 C.結構型商品限於專業客戶交易者，不得為一般性廣告",[13,14,15,16],"僅 AB","僅 AC","僅 BC","ABC",0,"衍生性商品相關法規",2,"A 錯在等級數：評估非專業客戶的商品風險承受程度，分類至少要區分為三個等級，只分兩級無法讓客戶屬性與商品風險細緻對應。B 錯在對象：商品審閱期間制度是為保護一般客戶而設，交易條件標準化且存續期限超過六個月者至少七日、其他商品至少三日；專業客戶被推定具備自我保護能力，並不適用這項審閱期要求。C 正確：限專業客戶交易的結構型商品不得為一般性廣告或公開勸誘，否則等於把高風險商品推到不具資格的人面前。錯誤者為 A 與 B，選 (A)。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",1,{"id":28,"question":29,"qno":30},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":32,"question":33,"qno":34},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":36,"question":37,"qno":38},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":40,"question":41,"qno":42},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":44,"question":45,"qno":46},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763181]