[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-20-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-007","20",7,"銀行向專業機構投資人及高淨值投資法人以外之客戶，辦理商品期限超過一年且隱含賣出選擇權之匯率類衍生性金融商品，徵提期初保證金之最低標準，不得低於契約總名目本金之多少百分比？",[13,14,15,16],"2%","3%","5%","8%",2,"衍生性商品相關法規",1,"對專業機構投資人及高淨值投資法人以外的客戶，商品期限超過一年又隱含賣出選擇權，代表客戶站在選擇權賣方，下檔風險可能遠大於所收權利金，期間拉長更會放大累積曝險。依金管會 106 年金管銀外字第 10600064740 號令，這類商品不論避險或非避險交易，期初保證金均不得低於契約總名目本金(應加計槓桿倍數與比價期數)的百分之五，選 (C)。(A) 2% 是同類商品期限一年以下時、僅就每筆「非避險」交易所定的標準，兩個數字最常被互換命題。(B) 3% 與 (D) 8% 並非規定比率。","medium",[23,26,30,34,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":29},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":31,"question":32,"qno":33},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":35,"question":36,"qno":10},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763194]