[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-deriv_prac-20-008":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-008","20",8,"銀行應定期評估檢討有價證券抵繳期初保證金之標的範圍、評價價值計算方式與折扣比率之妥適性與合理性，至少多久評估檢討一次？",[13,14,15,16],"每週","每月","每季","每年",3,"衍生性商品相關法規",1,"以有價證券抵繳期初保證金會帶來兩層問題：一是證券本身有價格波動與流動性差異，二是折扣比率若訂得太寬鬆，等於保證金實質不足。規定因此要求銀行定期檢視可抵繳標的的範圍、評價價值的計算方式與折扣比率是否仍屬妥適合理，檢討頻率至少每年一次，選 (D)。(A) 每週、(B) 每月、(C) 每季雖然更頻繁、聽起來更嚴謹，但那屬於逐日或定期評價、追繳保證金的作業層次；制度面參數的檢討週期，法規訂的是每年至少一次。銀行當然可以自行訂得更密，那是超越法定下限的自我要求。","easy",[23,26,29,33,37,40],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":10},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",{"id":41,"question":42,"qno":43},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763210]