[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-20-010":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-010","20",10,"銀行業辦理外匯業務管理辦法所稱外匯衍生性商品，係指涉及外匯，且其價值由利率、匯率、股權、指數、商品、信用事件或其他利益等所衍生之交易契約。下列何者屬上述所稱「涉及外匯」？ A.以外幣計價者 B.以外幣交割者 C.連結國外風險標的者",[13,14,15,16],"僅 AB","僅 AC","僅 BC","ABC",3,"衍生性商品相關法規",1,"「涉及外匯」採最寬的認定，只要交易在計價、交割、風險標的任一環節牽到外幣或國外因素，就落入外匯衍生性商品的管理範圍，因此 A 以外幣計價、B 以外幣交割、C 連結國外風險標的三種情形全部都算，完整答案是 (D)。監理上這樣設計的用意很清楚：若只認以外幣交割者，銀行只要改成用新臺幣結清差額就能規避外匯業務管理；若只看計價幣別，連結境外指數、境外利率的商品又會漏網。(A)(B)(C) 都只涵蓋其中兩項，把另一種同樣具有外匯曝險的態樣排除在管理範圍外，認定明顯過窄。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763231]