[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-20-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-043","20",43,"銀行辦理涉及新臺幣匯率之有本金交割遠匯(DF)與無本金交割遠匯(NDF)之規範，下列敘述何者錯誤？",[13,14,15,16],"DF 交易要查核實際外匯收支文件，NDF 交易無須文件","NDF 交易對象以國內指定銀行及指定銀行本身之海外分行、總（母）行及其分行為限","DF 交易可以展期，NDF 交易不得展期","到期結算時，DF 須全額交割，NDF 可選擇全額或差額交割",3,"衍生性商品相關法規",1,"NDF 之所以叫無本金交割遠期外匯，關鍵就在到期不交割本金，只就約定匯率與結算日定盤匯率的差額，用一種貨幣結清價差，根本沒有全額交割這個選項，(D) 說可以二選一，敘述錯誤。(A) 正確，DF 有實質外匯收支背景，銀行須查核交易文件；NDF 純屬價差交易，不需實需憑證。(B) 正確，涉及新臺幣的 NDF 承作對象限國內指定銀行，以及指定銀行本身的海外分行、總（母）行及其分行。(C) 正確，DF 因有實需基礎得辦理展期；NDF 明文不得展期，以免投機部位不斷遞延養大。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":17},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763621]