[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-deriv_prac-20-045":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"deriv_prac-20-045","20",45,"最近一期經會計師查核或核閱之財務報告持有有價證券部位或衍生性金融商品投資組合達新臺幣多少元以上者，並同時符合其他法定條件後，得以書面向銀行申請為高淨值投資法人？",[13,14,15,16],"一億元","十億元","一百億元","二百億元",1,"衍生性商品相關法規","高淨值投資法人是介於專業機構投資人與一般客戶之間的中間類別，門檻設在最近一期經會計師查核或核閱之財務報告，持有有價證券部位或衍生性金融商品投資組合達新臺幣十億元以上，並須同時符合資產規模、授權交易人員具備專業知識與交易經驗，以及書面同意等其他條件，才得以書面向銀行申請，故選 (B)。(A) 一億元的級距明顯偏低，不足以代表能自我保護的資金實力。(C) 一百億元與 (D) 二百億元則是把總資產規模的數字誤植到投資組合門檻上，兩者衡量的標的並不相同。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":26,"question":27,"qno":28},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":30,"question":31,"qno":32},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":34,"question":35,"qno":36},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":38,"question":39,"qno":40},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":42,"question":43,"qno":44},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763643]