[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-deriv_prac-20-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"deriv_prac","衍生性金融商品銷售人員資格測驗——衍生性金融商品概論與實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"deriv_prac-20-047","20",47,"銀行辦理衍生性金融商品業務，應建立風險管理制度，下列敘述何者錯誤？",[13,14,15,16],"關於衍生性金融商品部位之評價頻率，其為交易部位者，至少每月評估一次","風險容忍度及業務承作限額，應定期檢討提報董（理）事會審定","辦理衍生性金融商品業務之交易及交割人員不得互相兼任","應設立獨立於交易部門以外之風險管理單位",0,"衍生性商品相關法規",1,"評價頻率依部位性質而不同：交易部位是為賺取價差、須即時反映市價，至少每日評估一次；因銀行本身業務需要而持有的非交易部位，才是至少每月評估一次。(A) 把交易部位寫成每月，敘述錯誤，故選 (A)。(B) 正確，風險容忍度與業務承作限額涉及全行風險胃納，應定期檢討並提報董（理）事會審定。(C) 正確，交易與交割是典型的職能分工，互相兼任等於自己下單自己交割，容易掩飾錯帳與舞弊。(D) 正確，風險管理單位必須獨立於交易部門之外，才可能在利益衝突下據實控管部位與限額。","medium",[23,26,30,34,38,42],{"id":24,"question":25,"qno":19},"deriv_prac-18-001","指定銀行辦理外匯衍生性金融商品業務，下列何項交易得逕行辦理毋須向央行申請？",{"id":27,"question":28,"qno":29},"deriv_prac-18-003","依銀行辦理衍生性金融商品業務內部作業控制及程序管理辦法規定，銀行應每年重新檢視客戶屬性評估及分級結果之辦理時點，對於既有客戶得予延長至交易額度評估作業同時辦理，並經客戶確認，但最多不得超過幾個月？",3,{"id":31,"question":32,"qno":33},"deriv_prac-18-006","有關銀行向金融監督管理委員會申請核准辦理衍生性金融商品業務時所需符合之規定，下列敘述何者錯誤？",6,{"id":35,"question":36,"qno":37},"deriv_prac-18-007","依銀行辦理衍生性金融商品業務內部作業制度及程序管理辦法規定，所稱之專業客戶，不包括下列何者？",7,{"id":39,"question":40,"qno":41},"deriv_prac-18-008","銀行與一般客戶之交易糾紛，無法依照銀行內部申訴處理程序完成和解者，客戶得向下列何者申請評議？",8,{"id":43,"question":44,"qno":45},"deriv_prac-18-009","銀行不得與下列何類客戶辦理複雜性高風險商品？",9,1785157763677]