[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-esg-115-4-076":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"esg","永續發展基礎能力測驗","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"esg-115-4-076","115-4",76,"以下何者永續貸款之定義是錯誤的？",[13,14,15,16],"綠色貸款係指貸款用於環境保護或氣候相關支出","社會貸款係指貸款用於能夠發揮社會影響力之專案","永續連結貸款係指同時用於綠色與社會關懷相關專案","永續連結貸款則係指銀行授信條件參考企業在 ESG 的永續績效目標(SPT)",2,"永續金融",1,"永續貸款依資金用途與計價機制分成幾類：綠色貸款限定用於環境保護或氣候相關支出，社會貸款限定用於能發揮社會影響力的專案，兩者都屬於用途導向；若專案同時涵蓋綠色與社會目的，一般歸為永續發展類貸款。永續連結貸款的邏輯完全不同，它不限定資金用途，而是把授信條件與借款人事先設定的永續績效目標掛鉤，達標則利率調降、未達標則加碼。(C) 把永續連結貸款描述成同時用於綠色與社會專案，混淆了用途導向與績效導向兩種機制，定義錯誤，故選 (C)。(D) 才是永續連結貸款的正確說法，兩個選項互相矛盾，本身就是解題線索。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"esg-113-2-006","聯合國環境規劃署(UNEP)，將永續金融劃分為環境、社會、經濟與治理，其中環境面向不包含下列哪一項？",6,{"id":28,"question":29,"qno":30},"esg-113-2-013","以下何者是綠色金融行動方案 3.0 的核心策略？",13,{"id":32,"question":33,"qno":34},"esg-113-2-017","有關歐盟永續分類標準(EU Taxonomy)之敘述，下列何者正確？",17,{"id":36,"question":37,"qno":38},"esg-113-2-025","為增進 ESG 基金商品資訊揭露，集保公司擬於何處建置境外 ESG 基金專區並優化投信 ESG 基金專區？",25,{"id":40,"question":41,"qno":42},"esg-113-2-061","為解決氣候變遷的問題，國際上常由公私部門共同建立災害保險計畫，以保障極端氣候所造成的損失。請問該保險可能是哪一種綠色保險？",61,{"id":44,"question":45,"qno":46},"esg-113-2-066","公司 A 發行公司債籌資，且其籌得資金將全部用於廢棄物回收處理投資，試問該債券可以申請何種債券認可？",66,1785904109445]