[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-family_trust_s1-5-041":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"family_trust_s1","家族信託規劃顧問師資格測驗——第一節","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"family_trust_s1-5-041","5",41,"王董經營事業持有不少海外財產，近期他耳聞可利用境外私募人壽保險架構(PPLI)安排傳承，有關境外私募人壽保險架構之敘述，下列何者錯誤？",[13,14,15,16],"被保險人須為自然人","保費可以以資產支付","身故保險金限以金錢支付","保單持有人可為自然人、法人或信託等",2,"常見境外信託實務運作",1,"境外私募人壽保險是把保單當成資產配置與傳承的容器：保費可以用現金以外的資產抵繳，例如有價證券、基金部位甚至公司股權，故 (B) 正確；保單持有人可以是自然人，也可以是控股公司或信託，實務上常由境外信託持有保單，以取得資產隔離與跨世代延續的效果，故 (D) 正確；而人壽保險是以人的生存或死亡為保險事故，被保險人只能是自然人，故 (A) 正確。(C) 與這種架構的設計恰好相反，身故給付並不限於現金，保單帳戶內的標的資產可依約定以實物移轉給受益人，免得為了理賠被迫在不利時點變現。","hard",[23,26,30,34,38,42],{"id":24,"question":25,"qno":17},"family_trust_s1-5-002","林董正評估利用境外信託規劃海外財產傳承事宜，有關境外信託之敘述，下列何者錯誤？",{"id":27,"question":28,"qno":29},"family_trust_s1-5-005","下列何者不是開曼群島 STAR 信託架構之操作特色？",5,{"id":31,"question":32,"qno":33},"family_trust_s1-5-006","依香港於 2013 年修訂生效之受託人條例規範，賦予了受託人有委任下列何者職位之權力？A.代理人 B.代名人 C.保管人",6,{"id":35,"question":36,"qno":37},"family_trust_s1-5-007","信託成立後，信託財產所有權移轉與受託人管理、處分，及分配受益權，但委託人可透過信託契約對信託財產保有控制權。而下列哪一種信託類型，委託人對信託財產無控制權？",7,{"id":39,"question":40,"qno":41},"family_trust_s1-5-042","有關美國南達科他州常見的指揮信託(Directed Trust)之相關敘述，下列何者錯誤？",42,{"id":43,"question":44,"qno":19},"family_trust_s1-6-001","有關國外私募人壽保險架構，下列敘述何者錯誤？",1785170292096]