[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-family_trust_s1-6-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":20},"family_trust_s1","家族信託規劃顧問師資格測驗——第一節","c2",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":10,"chapter":17,"freq":10,"explanation":18,"difficulty":19},"family_trust_s1-6-001","6",1,"有關國外私募人壽保險架構，下列敘述何者錯誤？",[13,14,15,16],"被保險人僅為自然人","身故保險金僅能以現金支付","保單持有人可為法人或自然人","可將不動產及有價證券轉化成壽險保單","常見境外信託實務運作","私募人壽保險的最大彈性，在於進場與出場都不限現金。要保人可把不動產、有價證券等資產作價繳入保單的專屬投資帳戶，身故理賠時保險公司亦得依保單約定以實物給付，直接把帳戶內的標的移轉給受益人，(B)稱身故保險金僅能以現金支付，與這項機制相牴觸，故為錯誤敘述。(A)無誤，壽險以人的生存或死亡為保險事故，被保險人必須是自然人，法人無法被保險。(C)也正確，持有保單的一方不受此限，個人、控股公司乃至境外信託均可擔任，實務上常由信託持有保單以強化資產隔離。(D)所述的資產轉化，正是實物繳費機制的直接結果。","medium",[21,25,29,33,37,41],{"id":22,"question":23,"qno":24},"family_trust_s1-5-002","林董正評估利用境外信託規劃海外財產傳承事宜，有關境外信託之敘述，下列何者錯誤？",2,{"id":26,"question":27,"qno":28},"family_trust_s1-5-005","下列何者不是開曼群島 STAR 信託架構之操作特色？",5,{"id":30,"question":31,"qno":32},"family_trust_s1-5-006","依香港於 2013 年修訂生效之受託人條例規範，賦予了受託人有委任下列何者職位之權力？A.代理人 B.代名人 C.保管人",6,{"id":34,"question":35,"qno":36},"family_trust_s1-5-007","信託成立後，信託財產所有權移轉與受託人管理、處分，及分配受益權，但委託人可透過信託契約對信託財產保有控制權。而下列哪一種信託類型，委託人對信託財產無控制權？",7,{"id":38,"question":39,"qno":40},"family_trust_s1-5-041","王董經營事業持有不少海外財產，近期他耳聞可利用境外私募人壽保險架構(PPLI)安排傳承，有關境外私募人壽保險架構之敘述，下列何者錯誤？",41,{"id":42,"question":43,"qno":44},"family_trust_s1-5-042","有關美國南達科他州常見的指揮信託(Directed Trust)之相關敘述，下列何者錯誤？",42,1785170292257]