[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-family_trust_s2-7-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"family_trust_s2","家族信託規劃顧問師資格測驗——第二節","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"family_trust_s2-7-026","7",26,"在「保險金信託」的架構中，當保險事故發生後，保險人將保險金直接支付給誰？",[13,14,15,16],"要保人的法定繼承人","信託監察人，再由其分配給受益人","保險契約指定之最終受益人","受託銀行之信託專戶",3,"我國家族信託規劃II",1,"保險金信託能發揮保護作用，關鍵在於保險金不經受益人之手：要保人或保險受益人事先與受託銀行簽訂信託契約，並向保險公司辦理保險金給付方式的批註，保險事故發生後，保險人即依批註內容把保險金直接匯入受託銀行的信託專戶，再由受託人依契約分期給付，故選(D)。若保險金先撥入受益人個人帳戶，未成年子女或身心障礙者仍可能遭親友挪用，信託就失去意義。(A)法定繼承人不是保險金的給付對象；(B)信託監察人只監督受託人，不經手財產；(C)保險受益人雖是權利人，但給付方式已約定匯入信託專戶。","easy",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"family_trust_s2-5-014","有關家族資產納入閉鎖性公司應注意事項，下列敘述何者錯誤？",14,{"id":28,"question":29,"qno":10},"family_trust_s2-5-026","下列何者不是引發公益信託「汙名化」被修法的爭議事由？",{"id":31,"question":32,"qno":33},"family_trust_s2-5-029","以公益信託方式辦理家族慈善時，根據信託公會會員辦理公益信託最佳實務準則的規定，公益信託之信託資產總額未達新臺幣三千萬元者，其依信託本旨所為之年度公益支出金額，除信託成立當年度外，應不低於該年度之何種標準？",29,{"id":35,"question":36,"qno":37},"family_trust_s2-5-030","以公益信託方式辦理家族慈善時，根據信託公會會員辦理公益信託最佳實務準則的規定，公益信託監察人應出具聲明書聲明其與該公益信託之委託人間，不具配偶或幾親等內親屬關係？",30,{"id":39,"question":40,"qno":41},"family_trust_s2-5-054","家族信託規劃可結合保險金信託，有關保險金信託敘述，下列何者錯誤？",54,{"id":43,"question":44,"qno":10},"family_trust_s2-6-026","信託公會研議將信託與閉鎖性股份有限公司結合之家族信託模式，利用閉鎖性公司之閉鎖性規定，於何處載明除因繼承而轉讓者外，股東不得轉讓其股份予非家族成員之人，以避免受益人直接為欲傳承之子孫而子孫任意將受益權轉讓之情形，以達到財富代代傳承之目的？",1785170295260]