[{"data":1,"prerenderedAt":34},["ShallowReactive",2],{"q-fin_plan_prac-46-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_prac-46-024","46",24,"小華距就讀大學醫科還有 12 年，預估屆時共須花費學費 210 萬元。如果投資組合年報酬率為 8%，小華的家人每年約須提撥多少金額作為教育金準備？（取最接近值）",[13,14,15,16],"9.38 萬元","10.21 萬元","11.07 萬元","13.15 萬元",2,"子女教育金規劃",1,"採年金終值計算。8%、12年的年金終值因子=(1.08^12−1)\u002F0.08≈18.98,每年提撥=210÷18.98≈11.07萬,故選11.07萬。每年提撥金額少了就累積不到210萬。","hard",[23,27,31],{"id":24,"question":25,"qno":26},"fin_plan_prac-47-022","有關子女教育金規劃的概念，下列何者錯誤？",22,{"id":28,"question":29,"qno":30},"fin_plan_prac-47-023","陳先生準備 15 年後提供 200 萬元子女教育基金，目前手上有 50 萬元將作為投資用，預期年報酬率為 6%，則他另須每年投資多少錢方可達成其預期目標？（取最接近值）",23,{"id":32,"question":33,"qno":30},"fin_plan_prac-48-023","有關子女養育與教育金規劃，下列敘述何者錯誤？",1783434647384]