[{"data":1,"prerenderedAt":40},["ShallowReactive",2],{"q-fin_plan_prac-48-003":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_prac-48-003","48",3,"理財規劃人員在蒐集客戶資訊、設定理財目標與期望時，下列何者非屬必要？",[13,14,15,16],"推定客戶目前財務狀況","請第三者提供客戶徵信資料","測定客戶風險承受度","協助客戶設定理財目標與期望",1,"客戶屬性與理財規劃","蒐集客戶資訊時，向第三者調閱徵信資料涉及隱私且非規劃必要程序，故(2)非屬必要。推定財務現況、測定風險承受度、協助設定理財目標皆為蒐集資訊階段的必要工作。","medium",[22,25,28,32,36],{"id":23,"question":24,"qno":17},"fin_plan_prac-46-001","投資組合中， 固定收益產品佔 10%，股市產品佔 90%，此類產品較適合推介給下列哪一種投資屬性之客戶？",{"id":26,"question":27,"qno":10},"fin_plan_prac-47-003","銀行辦理財富管理業務，應充分了解客戶，有關其作業準則，下列何者錯誤？",{"id":29,"question":30,"qno":31},"fin_plan_prac-47-015","理財顧問面對理財價值觀屬於蟋蟀族的客戶，應建議下列何項行為？",15,{"id":33,"question":34,"qno":35},"fin_plan_prac-48-014","有關家庭成熟期的資產狀況，下列敘述何者正確？",14,{"id":37,"question":38,"qno":39},"fin_plan_prac-48-025","林小姐高中畢業後即投入職場，平均年收入為 30 萬元，工作 34 年後退休。其同學王小姐大學畢業，大學 4 年總花費為 150 萬元，畢業後平均年收入為 45 萬元，工作 30 年後退休。假設收入成長率等於通貨膨脹率，請問至退休時，王小姐比林小姐之收入淨增加多少元？",25,1783434648036]