[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fin_plan_prac-48-006":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fin_plan_prac","理財規劃人員專業能力測驗——理財規劃實務","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fin_plan_prac-48-006","48",6,"有關資產成長率之敘述，下列何者錯誤？",[13,14,15,16],"資產成長率表示家庭財富增加的速度","年輕人的資產成長率一般而言較年長者為低","提高資產成長率的方式，可藉由提高儲蓄率及投資報酬率","資產成長率等於資產變動額除以期初總資產",1,"家庭財務報表的編製與分析","年輕人本金小、承受風險能力高且儲蓄率相對高，資產成長率一般高於年長者，故(2)敘述較低為錯誤。成長率反映財富增速、可靠提高儲蓄與報酬提升、等於資產變動額除以期初總資產，皆正確。","medium",[22,26,29,33,37,41],{"id":23,"question":24,"qno":25},"fin_plan_prac-46-002","高君新居落成，購買一張價值兩萬元的新床，在家庭財務報表上應如何呈現才算正確？ a.自用資產b.生息資產 c.現金流量表的變動支出 d.現金流量表的固定支出",2,{"id":27,"question":28,"qno":10},"fin_plan_prac-46-006","大華有生息資產 100 萬元，總資產 1,000 萬元，房貸 400 萬元，則生息資產權數為多少？",{"id":30,"question":31,"qno":32},"fin_plan_prac-46-007","有關家庭財務比率之分析，下列敘述何者錯誤？",7,{"id":34,"question":35,"qno":36},"fin_plan_prac-46-008","編製家庭財務報表，下列何者是流量的觀念？",8,{"id":38,"question":39,"qno":40},"fin_plan_prac-46-009","如以現金繳死會會款 3.5 萬元，其中會款本金 3 萬元，利息 0.5 萬元，則在編製家庭收支儲蓄表時，其列為費用支出項目為多少？",9,{"id":42,"question":43,"qno":44},"fin_plan_prac-46-016","王先生王太太年收入 170 萬元，支出 130 萬元，生息資產 140 萬元，有房屋價值 300 萬元，貸款 7 成，房貸利率 6%，當年度投資報酬率為 5%，其淨值增加多少？",16,1783434648057]