[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fin_plan_tools-47-049":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fin_plan_tools","理財規劃人員專業能力測驗——理財工具","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fin_plan_tools-47-049","47",49,"有關反浮動利率商品，下列敘述何者錯誤？",[13,14,15,16],"適合於景氣繁榮，利率趨升時投資","每期利息收益最低為零","中途提前解約可能造成存款名目本金之損失","若非以原幣投資，可能產生匯兌風險",0,"組合式商品及結構型商品",1,"反浮動利率商品的利息與市場利率反向，利率下跌時領息才高，適合利率看跌時投資；利率趨升反而讓利息縮水，故（1）說適合利率趨升時投資錯誤。其餘利息保底為零、提前解約傷本金、非原幣有匯率風險都正確。","medium",[23,26,30,34,38,41],{"id":24,"question":25,"qno":10},"fin_plan_tools-46-049","下列何者非屬反浮動利率商品之組成項目？",{"id":27,"question":28,"qno":29},"fin_plan_tools-46-050","假設匯率連動債券係以債券利息及 5%之本金去買進匯率選擇權之買權，若未來匯率未上升到履約價格之上，則到期可領回多少金額？",50,{"id":31,"question":32,"qno":33},"fin_plan_tools-47-010","陳先生若想獲得享有高報酬之機會但又可兼顧低風險之好處，其應投資下列何種金融商品最適合？",10,{"id":35,"question":36,"qno":37},"fin_plan_tools-47-012","甲券商發行 100 萬元九個月期、保本率 94%之保本型商品，假設定存年利率為 2%，則該券商至少須存多少金額，才能保證到期能達到保本率要求？（取最接近值）",12,{"id":39,"question":40,"qno":29},"fin_plan_tools-47-050","投資連動債券所承受的信用風險來自下列何者？",{"id":42,"question":43,"qno":33},"fin_plan_tools-48-010","某四個月期保本型商品保本率為 95%，假設定存利率是 5%，若該商品之內含選擇權每單位的價金是 9.5%，計算該商品的參與率應為下列何者？（取最接近值）",1783434646533]