[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-19-030":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c15",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-19-030","19",30,"銀行「延伸」金融價值鏈可採取許多方式，下列敘述何者非本題所指的延伸概念？",[13,14,15,16],"以「應用程式介面(API)」與「金融科技公司」互相合作","以「銀行金融服務」為基礎拓展與「合作夥伴」的結合、共同創造服務","銀行也可以與「外部軟體公司」合作，把進銷存管理與銀行資金管理服務做結合","避免將金融服務嵌入客戶的生活場景中",3,"金融機構的數位轉型",1,"銀行延伸金融價值鏈,是主動把金融服務嵌入客戶的生活與商業場景:以API和金融科技公司合作、以金融服務為基礎與夥伴共創、結合進銷存與資金管理服務,(A)(B)(C)皆屬延伸作法。(D)說要避免嵌入生活場景,恰與延伸概念背道而馳,故選(D)。","easy",[23,27,31,34,38,41],{"id":24,"question":25,"qno":26},"fintech-19-034","適合運用於例行性、重複性高之作業，可以加速作業時間，提高客戶滿意度並降低成本，讓員工無需執行例行性的單純工作而能更專注在高價值的工作，指的是下列何種技術？",34,{"id":28,"question":29,"qno":30},"fintech-19-056","傳統銀行在應對挑戰時的數位化策略，可採取的策略不包括下列何項？",56,{"id":32,"question":33,"qno":10},"fintech-20-030","國外的大型科技公司掌握客戶的線上銷售，社群活動等等網路活動，並逐步擴展至金融服務，下列何者科技公司尚未推出金融服務？",{"id":35,"question":36,"qno":37},"fintech-20-031","根據 Chris Skinner 所著《數位真轉型》之敘述，金融機構進行『數位轉型』會碰到各種挑戰，不包括下列何者？",31,{"id":39,"question":40,"qno":30},"fintech-20-056","銀行進行數位轉型，將會碰到各種挑戰，下列敘述何者錯誤？",{"id":42,"question":43,"qno":10},"fintech-21-030","在數位轉型的浪潮下，有關金融從業人員為保持競爭力，下列敘述何者正確？",1783326486069]