[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-19-056":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c15",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-19-056","19",56,"傳統銀行在應對挑戰時的數位化策略，可採取的策略不包括下列何項？",[13,14,15,16],"引進不成熟的人工智慧應用","建立數位化流程以精簡成本","持續優化服務方式，整合實體與數位通路，建立無縫客戶體驗","延伸金融價值鏈，與異業結盟將金融服務「嵌入」客戶的生活場景",0,"金融機構的數位轉型",1,"數位化策略應建立在成熟穩定的技術上,貿然引進不成熟的人工智慧反而帶來營運與客訴風險,(A) 非合理策略,故為正解。(B) 數位化流程精簡成本、(C) 整合虛實通路打造無縫體驗、(D) 異業結盟將金融服務嵌入生活場景,皆是傳統銀行常見的數位轉型作法。","easy",[23,27,31,34,38,41],{"id":24,"question":25,"qno":26},"fintech-19-030","銀行「延伸」金融價值鏈可採取許多方式，下列敘述何者非本題所指的延伸概念？",30,{"id":28,"question":29,"qno":30},"fintech-19-034","適合運用於例行性、重複性高之作業，可以加速作業時間，提高客戶滿意度並降低成本，讓員工無需執行例行性的單純工作而能更專注在高價值的工作，指的是下列何種技術？",34,{"id":32,"question":33,"qno":26},"fintech-20-030","國外的大型科技公司掌握客戶的線上銷售，社群活動等等網路活動，並逐步擴展至金融服務，下列何者科技公司尚未推出金融服務？",{"id":35,"question":36,"qno":37},"fintech-20-031","根據 Chris Skinner 所著《數位真轉型》之敘述，金融機構進行『數位轉型』會碰到各種挑戰，不包括下列何者？",31,{"id":39,"question":40,"qno":10},"fintech-20-056","銀行進行數位轉型，將會碰到各種挑戰，下列敘述何者錯誤？",{"id":42,"question":43,"qno":26},"fintech-21-030","在數位轉型的浪潮下，有關金融從業人員為保持競爭力，下列敘述何者正確？",1783326486258]