[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-20-001":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":10,"explanation":19,"difficulty":20},"fintech-20-001","20",1,"下列敘述較符合金融科技發展的何種階段？「金融監理法規大量增加，資通業快速發展，非銀行(Nonbank)的新創公司有機會推銷其利基型的金融商品與服務給一般消費者、公司行號、甚至是傳統金融業者。」",[13,14,15,16],"FinTech1.0","FinTech2.0","FinTech3.0","FinTech4.0",2,"金融科技的發展演進","2008 年金融海嘯後進入 FinTech 3.0:各國大量增訂金融監理法規、傳統銀行信任受創,加上資通訊技術成熟,讓非銀行新創得以切入利基型金融服務,正是 (C) 描述的情境。(A) 是類比轉數位的基礎建設期,(B) 是銀行主導的數位化階段,(D) 則強調 AI、開放銀行等更晚期的發展。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":10},"fintech-19-001","當現代化的自動清算機構的出現，加速了金融業的數位科技發展，也使得金融業在交易與溝通上都有大幅改變時，我們將之稱為金融科技發展的何種階段？",{"id":26,"question":27,"qno":28},"fintech-19-012","下列何項金融科技服務是因新冠疫情出現，成為後新冠疫情時代的重點工作之一？",12,{"id":30,"question":31,"qno":32},"fintech-19-031","下列何種金融服務較不會被金融科技公司取代？",31,{"id":34,"question":35,"qno":36},"fintech-19-032","美國富國銀行執行長於 2017 年 1 月演講中表示「金融科技機構運用科技的基本原則」，下列何者非其本意？",32,{"id":38,"question":39,"qno":40},"fintech-20-016","下列敘述，何者非屬金融科技發展路徑圖 2.0「推動面向四、提升金融包容性及數位金融普及推廣金融科技技術與應用」之具體推動事項？",16,{"id":42,"question":43,"qno":44},"fintech-20-017","下列敘述何者非屬「推動綠色（永續）金融科技」之具體推動事項內容？",17,1783326486332]