[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-20-031":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c15",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-20-031","20",31,"根據 Chris Skinner 所著《數位真轉型》之敘述，金融機構進行『數位轉型』會碰到各種挑戰，不包括下列何者？",[13,14,15,16],"領導者的挑戰","客戶的挑戰","員工的挑戰","成本的挑戰",3,"金融機構的數位轉型",1,"Chris Skinner 指出數位轉型的挑戰核心在「人與組織」：領導者要以身作則帶頭轉型、員工需重新學習技能、客戶行為與期待改變，這些都是書中列舉的挑戰，故 (A)(B)(C) 皆屬之。成本雖是經營考量，但並非該書歸納的轉型挑戰類別，因此 (D) 為正解。","hard",[23,27,31,35,38,41],{"id":24,"question":25,"qno":26},"fintech-19-030","銀行「延伸」金融價值鏈可採取許多方式，下列敘述何者非本題所指的延伸概念？",30,{"id":28,"question":29,"qno":30},"fintech-19-034","適合運用於例行性、重複性高之作業，可以加速作業時間，提高客戶滿意度並降低成本，讓員工無需執行例行性的單純工作而能更專注在高價值的工作，指的是下列何種技術？",34,{"id":32,"question":33,"qno":34},"fintech-19-056","傳統銀行在應對挑戰時的數位化策略，可採取的策略不包括下列何項？",56,{"id":36,"question":37,"qno":26},"fintech-20-030","國外的大型科技公司掌握客戶的線上銷售，社群活動等等網路活動，並逐步擴展至金融服務，下列何者科技公司尚未推出金融服務？",{"id":39,"question":40,"qno":34},"fintech-20-056","銀行進行數位轉型，將會碰到各種挑戰，下列敘述何者錯誤？",{"id":42,"question":43,"qno":26},"fintech-21-030","在數位轉型的浪潮下，有關金融從業人員為保持競爭力，下列敘述何者正確？",1783326486562]