[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-20-055":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-20-055","20",55,"為了防範虛擬資產被作為洗錢或資恐的工具，金管會要求銀行針對虛擬資產相關帳戶，必須依洗錢防制法規定。而下列敘述何者錯誤？",[13,14,15,16],"必須落實認識客戶身分(KYC)","必須採實名制","必須綁定銀行同名存款帳戶","一定金額以下的交易可放寬規定",3,"監理科技",1,"金管會要求銀行對虛擬資產相關帳戶落實洗錢防制：必須確實執行認識客戶（KYC）、採實名制，並綁定銀行同名存款帳戶，確保資金流向可追蹤，故 (A)(B)(C) 正確。洗錢防制規範並無「一定金額以下可放寬」的例外，小額交易同樣須遵循相關規定，故 (D) 錯誤。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":28,"question":29,"qno":30},"fintech-19-027","下列敘述何者錯誤？",27,{"id":32,"question":33,"qno":34},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":36,"question":37,"qno":38},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":40,"question":41,"qno":26},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":43,"question":44,"qno":30},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1783326486784]