[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-21-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c3",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-21-043","21",43,"下列哪一項不是大數據分析在風險管理中的應用？",[13,14,15,16],"衡量客戶信用風險評分","預測企業可能出現的風險，制定風險管理策略","分析市場波動與流動性以擬定財務風險策略","依據客戶網路互動行為全自動推送產品建議",3,"市場資訊供應(大數據與新市場平台)",1,"大數據在風險管理的應用聚焦於信用風險評分、企業風險預測與市場波動、流動性分析，協助機構事前控管損失。(D)依網路互動行為自動推送產品屬精準行銷範疇，目的在促進銷售而非控管風險，故非風管應用；(A)(B)(C)皆是典型用途。","easy",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fintech-19-004","傳統資料庫是以下列何種方式來存儲資料？",4,{"id":28,"question":29,"qno":30},"fintech-19-005","下列何種資料類型必須經過前置處理程序來進行格式標準化，以產生結構化描述資訊，作為未來更多的加值利用？",5,{"id":32,"question":33,"qno":34},"fintech-19-038","資料本身格式相對不固定，型態也較為多元，但表達及呈現卻也是最直覺清楚，如一支影片、一個網頁等，係指下列何種資料結構？",38,{"id":36,"question":37,"qno":38},"fintech-19-057","有關網路爬蟲，下列敘述何者正確？",57,{"id":40,"question":41,"qno":26},"fintech-20-004","一般認知的大數據四大特徵，不包括下列何者？",{"id":43,"question":44,"qno":30},"fintech-20-005","下列何者是大數據資料分析步驟中，使用來處理資料遺缺、重覆、不一致以及數值誤植與檢核錯誤等問題？",1783326487301]