[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fintech-22-009":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-009","22",9,"依據國際貨幣基金的分類架構，有關數位通貨的敘述，下列何者錯誤？",[13,14,15,16],"悠遊卡是電子貨幣","第三方支付儲存帳戶是電子貨幣","比特幣是電子貨幣","亞馬遜幣是虛擬通貨",2,"支付",1,"國際貨幣基金(IMF)把數位通貨分為以法定貨幣計價、可依面額兌回的「電子貨幣」,以及不以法定貨幣計價、由私人發行或去中心化產生的「虛擬通貨」。比特幣沒有發行者擔保、也不以法定貨幣計價,屬於去中心化的虛擬通貨而非電子貨幣,故 (C) 敘述錯誤,為正解。(A) 悠遊卡與 (B) 第三方支付儲存帳戶都是預先儲值法定貨幣、依面額使用,屬電子貨幣;(D) 亞馬遜幣由企業發行、不以法定貨幣計價,屬虛擬通貨,敘述正確。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"fintech-19-011","2017 年歐盟支付服務指令 II (PSD2) 規定進行電子支付交易時，必須提供下列何者認證？",11,{"id":28,"question":29,"qno":30},"fintech-19-013","下列何項非屬近距離無線通訊(Near Field Communication, NFC)支付的主要組成元素？",13,{"id":32,"question":33,"qno":34},"fintech-19-035","下列何者是行動支付的主要技術？",35,{"id":36,"question":37,"qno":38},"fintech-19-048","有關 P2P 跨境匯款的競爭之敘述，下列何者錯誤？",48,{"id":40,"question":41,"qno":42},"fintech-19-055","有關「電子支付機構資訊系統標準與安全控管作業基準辦法」的敘述，下列何者錯誤？",55,{"id":44,"question":45,"qno":30},"fintech-20-013","有關行動支付的敘述，下列何者錯誤？",1793070565986]