[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-22-013":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-013","22",13,"有關美國金融犯罪執法局(FinCEN)在監理虛擬貨幣與相關服務業者的經驗，下列敘述何者正確？",[13,14,15,16],"FinCEN 僅監管傳統銀行，不涵蓋虛擬貨幣交易平台","FinCEN 採完全放任政策鼓勵區塊鏈創新，不要求登記或申報","FinCEN 將所有虛擬貨幣視為非法資金，因此全面禁止其交易與流通","FinCEN 規定虛擬貨幣交易業者須遵守《銀行保密法》(BSA)進行反洗錢與可疑交易申報",3,"監理科技",1,"美國金融犯罪執法局(FinCEN)自 2013 年起發布指引,將虛擬貨幣的交易所與管理者等業者納入《銀行保密法》(BSA)下的「貨幣服務業」(MSB)規範,要求其辦理登記、建立反洗錢計畫、確認客戶身分並申報可疑交易,故 (D) 正確。(A) 錯,FinCEN 監理範圍不限傳統銀行,已涵蓋虛擬貨幣交易平台;(B) 錯,並非完全放任,業者須登記與申報;(C) 錯,FinCEN 並未把虛擬貨幣一律視為非法資金或全面禁止交易,而是將其洗錢風險納入管理。","medium",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":28,"question":29,"qno":30},"fintech-19-027","下列敘述何者錯誤？",27,{"id":32,"question":33,"qno":34},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":36,"question":37,"qno":38},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":40,"question":41,"qno":26},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":43,"question":44,"qno":30},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1793070566030]