[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-22-017":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fintech-22-017","22",17,"在保險科技崛起前，線上投保模式已廣泛應用於哪類保險產品？",[13,14,15,16],"複雜的長期壽險","車險、旅平險等簡單、制式化產品","高端醫療保險","企業財產綜合險",1,"保險科技","線上投保在保險科技興起前,已普遍應用於車險、旅行平安險等商品,原因在於這類保險條款制式、保障內容單純、保費較低,消費者不需業務員解說即可自行理解並完成投保,核保流程也容易標準化,故 (B) 正確。(A) 複雜的長期壽險保障期間長、條款繁複,(C) 高端醫療保險涉及健康告知與核保評估,(D) 企業財產綜合險需實地查勘與量身規劃,三者都需要專業人員協助說明與核保,不適合早期的線上投保模式。","easy",[22,26,29,33,37,41],{"id":23,"question":24,"qno":25},"fintech-19-016","下列何項通常不屬於保險科技可能帶給保險業的效益？",16,{"id":27,"question":28,"qno":10},"fintech-19-017","下列何者非屬保險科技面臨的挑戰？",{"id":30,"question":31,"qno":32},"fintech-19-025","有關設純網路投保業務目的之敘述，下列何者錯誤？",25,{"id":34,"question":35,"qno":36},"fintech-19-049","有關各國為支持金融保險科技所設置單位之功能敘述，下列何者錯誤？",49,{"id":38,"question":39,"qno":40},"fintech-20-035","依保險業設立許可及管理辦法規定，我國數位人身保險公司，其最低實收資本額為新臺幣多少金額？",35,{"id":42,"question":43,"qno":44},"fintech-20-036","下列何者非屬保險業得辦理網路投保之人身保險商品？",36,1793070566066]