[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-fintech-22-020":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c10",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-020","22",20,"下列何者是股權型群眾募資主要風險？",[13,14,15,16],"較低的投資損失","較多的法律保障","稀釋風險","資訊對稱",2,"募資",1,"股權型群眾募資的投資人取得的是新創公司的股份,公司後續若再增資、引進新投資人或發行員工認股,原有股東的持股比例就會被稀釋,影響其表決權與未來盈餘分配,稀釋風險因此是主要風險之一,故 (C) 正確。(A) 錯,新創失敗率高,投資可能血本無歸,損失風險反而偏高;(B) 錯,小額股東對公司經營影響力有限,法律保障也較上市股票薄弱;(D) 錯,新創資訊揭露有限,投資人與經營者之間普遍存在資訊不對稱。","easy",[23,26,30,34,37,40],{"id":24,"question":25,"qno":10},"fintech-19-020","群眾募資是利用下列何者快速散播計劃內容和創意作品訊息，獲得支持者的資金最後得以實踐計劃或完成作品？",{"id":27,"question":28,"qno":29},"fintech-19-021","美國 2012 年通過的《促進創業企業融資法案》(JOBs)中，下列何者通常被稱為 A+法案(Regulation A+)？",21,{"id":31,"question":32,"qno":33},"fintech-19-051","下列何者是新加坡的線上群眾募資平台？",51,{"id":35,"question":36,"qno":10},"fintech-20-020","下列何種募資方式，主要是運用於公益事業上？",{"id":38,"question":39,"qno":29},"fintech-20-021","根據統計新創企業，多處於下列哪一階段企業產業週期？",{"id":41,"question":42,"qno":33},"fintech-20-051","下列哪一個群眾募資平台首先提出「領投+跟投」的模式？",1793070566096]