[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-22-027":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-027","22",27,"共享數據，是 PwC(2016a)揭示之金融科技下列何種類型？",[13,14,15,16],"新方向","預測、學習、簡化","整合、標準、理解","效率與合作",2,"監理科技",1,"此四分類(新方向;預測、學習、簡化;整合、標準、理解;效率與合作)也見於英國 FCA 2016 年的監理科技意見回饋報告。其中「整合、標準、理解」著重縮小法規意旨與實際解讀間的落差,內容包括語意技術與數據點模型、共享數據(對資料建立共同定義)、API 等,共享數據即屬此類,故選 (C)。(A) 新方向以區塊鏈、生物辨識、內建合規、系統監控為主;(B) 預測、學習、簡化以大數據分析、風險與合規監控、機器學習為主;(D) 效率與合作指替代申報方式、共享公用服務、雲端運算與線上平台,其「共享」是共用服務而非共享數據。","hard",[23,27,30,34,38,41],{"id":24,"question":25,"qno":26},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":28,"question":29,"qno":10},"fintech-19-027","下列敘述何者錯誤？",{"id":31,"question":32,"qno":33},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":35,"question":36,"qno":37},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":39,"question":40,"qno":26},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":42,"question":43,"qno":10},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1793070566176]