[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-22-029":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-029","22",29,"金管會為防止有人利用虛擬貨幣進行洗錢，要求銀行採取五大措施，下列何者不在其中？",[13,14,15,16],"虛擬貨幣交易採實名制","虛擬貨幣交易要綁定銀行同名存款帳戶","銀行要落實 KYC","鼓勵以現金交易",3,"監理科技",1,"現金交易不留帳戶軌跡,資金來源與去向難以查核,正是洗錢者偏好的管道,監理上只會加以限制,不可能鼓勵,故 (D) 不在金管會要求的措施之中,為正解。金管會為防範虛擬貨幣被用於洗錢,要求銀行強化相關帳戶管理,核心在讓金流可被追蹤:(A) 虛擬貨幣交易採實名制,確認交易者真實身分;(B) 綁定銀行同名存款帳戶,避免以他人帳戶出入金;(C) 銀行要落實認識客戶(KYC)程序,三者皆屬要求之列。","easy",[23,27,31,35,39,42],{"id":24,"question":25,"qno":26},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":28,"question":29,"qno":30},"fintech-19-027","下列敘述何者錯誤？",27,{"id":32,"question":33,"qno":34},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":36,"question":37,"qno":38},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":40,"question":41,"qno":26},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":43,"question":44,"qno":30},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1793070566194]