[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-22-034":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c12",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fintech-22-034","22",34,"下列何者是「純網路銀行」的特點？",[13,14,15,16],"僅能用 WiFi 網路連結的銀行服務","無實體分行，全程線上作業","僅服務企業客戶","不提供存款服務",1,"純網銀與開放銀行","純網路銀行是不設實體分行、全程以網路與行動裝置提供服務的銀行,從開戶、存款、轉帳、放款到客服都在線上完成,營運成本較低,可把資源投入數位體驗與優惠利率,故 (B) 正確。(A) 錯,純網銀可透過行動網路、寬頻等任何網路連線使用,並非僅限 WiFi;(C) 錯,服務對象涵蓋個人與中小企業,並非僅服務企業客戶;(D) 錯,純網銀屬持有銀行執照的商業銀行,收受存款正是其核心業務之一。","easy",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"fintech-19-024","依據中央銀行定義，下列對純網銀敘述何者錯誤？",24,{"id":27,"question":28,"qno":29},"fintech-19-033","依據我國行政院 2019 年「智慧政府行動方案」，金管會與國發會共同推動「數位服務個人化」應用於金融領域，則此一平臺名稱為何？",33,{"id":31,"question":32,"qno":33},"fintech-19-043","有關開放銀行(Open Banking)敘述，下列何者錯誤？",43,{"id":35,"question":36,"qno":37},"fintech-19-053","有關純網路銀行國際發展狀況，下列敘述何者正確？ A.我國目前開放設立三家純網路銀行 B. 2017 年全球 50 大純網路銀行中有 1\u002F3 以日本為根據地 C.中國大陸的純網路銀行於 2017 年居全球 50 大純網路銀行的前二名 D.與亞洲國家相比，歐美國家主要由電子商務、通訊軟體公司設立或合資",53,{"id":39,"question":40,"qno":25},"fintech-20-024","有關各國純網路銀行發展狀況，下列敘述何者正確？",{"id":42,"question":43,"qno":44},"fintech-20-025","下列何者指的是一個可公開取得的應用程式介面，提供開發人員透過程式化存取一個專有的軟體應用程式？",25,1793070566238]