[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-fintech-22-044":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"fintech","金融科技力知識檢定","c13",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"fintech-22-044","22",44,"下列何者不屬於機器學習在 RegTech 的可能應用？",[13,14,15,16],"動態即時法遵","機器人理財","風險管理","監理報告",1,"監理科技","(B) 機器人理財是以演算法替投資人提供資產配置建議的財富管理服務,屬於投資管理領域的金融科技,目的在服務投資人,而非協助金融機構遵循法規,故不屬於機器學習在監理科技(RegTech)的應用,為正解。RegTech 運用新科技提升法遵與風控效率,機器學習在其中可用於:(A) 動態即時法遵,持續監測交易與法規變動並即時示警;(C) 風險管理,偵測洗錢、詐欺等異常型態;(D) 監理報告,自動彙整資料並產出申報報表。","easy",[22,26,30,34,38,41],{"id":23,"question":24,"qno":25},"fintech-19-026","有關資訊安全與金融穩定之敘述，下列何者錯誤？",26,{"id":27,"question":28,"qno":29},"fintech-19-027","下列敘述何者錯誤？",27,{"id":31,"question":32,"qno":33},"fintech-19-041","在我國目前金融科技發展與創新實驗條例之規定中，有關有創新實驗之金融商品或服務的曝險金額限制，下列敘述何者正確？",41,{"id":35,"question":36,"qno":37},"fintech-19-054","下列何者非 PwC(2016a)報告中「整合、標準、理解」類型之監理科技內涵？",54,{"id":39,"question":40,"qno":25},"fintech-20-026","根據德勤(RegTech is the new FinTech)的報告中，下列何者非監理科技之特性？",{"id":42,"question":43,"qno":29},"fintech-20-027","金融科技對銀行催生了四項特性，下列何者錯誤？",1793070566346]