[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-fintech-22-047":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c6",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-047","22",47,"銀行客戶臨櫃現金取款，若未帶原留印鑑，即便出示身分證證明本人仍無法取款。為了解決未帶原留印鑑的困擾，銀行乃用客戶的生物特徵來進行身分驗證。下列何種生物特徵的特性是銀行用來做身分認證掌握交易風險？",[13,14,15,16],"多元性","泛化性","獨特性","隱匿性",2,"生物辨識",1,"銀行以生物特徵取代原留印鑑進行身分驗證,看重的是其獨特性:指紋、虹膜、臉部等特徵每個人都不同,且與本人緊密結合、難以轉借或偽造,能確認臨櫃取款者確為帳戶本人,有效掌握冒領風險,故 (C) 正確。(A) 多元性指可用的特徵種類多,與確認是否為本人沒有直接關係;(B) 泛化性是機器學習模型面對新資料的適應能力,不是生物特徵的特性;(D) 隱匿性與身分驗證需要「可被辨識」的要求正好相反。","easy",[23,27,30,34,38,42],{"id":24,"question":25,"qno":26},"fintech-19-015","無現金化社會的推動，對於身分認證的作法必須跳脫客戶簽名、證件掃描等程序外，下列何者也不適合做為多方勾稽驗證？",15,{"id":28,"question":29,"qno":10},"fintech-19-047","冒用者被接受次數 10 次、冒用者嘗試次數為 100 次，而冒用被接受率(FAR)公式如何表示？",{"id":31,"question":32,"qno":33},"fintech-20-011","在評估生物辨識系統的便利性時常用下列何者來衡量？",11,{"id":35,"question":36,"qno":37},"fintech-20-012","下列何者非屬人臉辨識的優點？",12,{"id":39,"question":40,"qno":41},"fintech-20-037","有關「金融服務業辦理數位身分驗證指引」中，「應用場景採用之身分驗證機制失效時之可能風險」之敘述，下列何者錯誤？",37,{"id":43,"question":44,"qno":45},"fintech-20-038","下列何者政府部門已依 FIDO 聯盟之規範，建置並啟用臺灣行動身分識別 Taiwan FidO 服務？",38,1793070566378]