[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-fintech-22-048":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"fintech","金融科技力知識檢定","c7",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"fintech-22-048","22",48,"有關近端支付的敘述，下列何者錯誤？",[13,14,15,16],"HCE 的作業流程有效降低個資外洩的疑慮","QR Code 行動支付無轉換新卡或限定機種的問題","目前多用於商店的小額支付交易或交通運輸系統","NFC 的距離比較短，一般大約在 10 公分以內的範圍",0,"支付",1,"HCE(主機卡模擬)讓手機不需安全元件(SE)晶片,改把支付憑證存放在雲端,交易時透過網路取得代碼使用,資料在雲端與手機之間傳輸,相較把資料鎖在 SE 晶片內的做法,被盜取或外洩的疑慮反而較高,通常需搭配代碼化與動態金鑰降低風險,因此說 HCE「有效降低個資外洩疑慮」並不正確,(A) 為正解。(B) QR Code 只需手機鏡頭與 App,無須換卡或限定機種;(C) 近端支付多用於商店小額消費與交通運輸;(D) NFC 感應距離短,約 10 公分以內,三者皆正確。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"fintech-19-011","2017 年歐盟支付服務指令 II (PSD2) 規定進行電子支付交易時，必須提供下列何者認證？",11,{"id":28,"question":29,"qno":30},"fintech-19-013","下列何項非屬近距離無線通訊(Near Field Communication, NFC)支付的主要組成元素？",13,{"id":32,"question":33,"qno":34},"fintech-19-035","下列何者是行動支付的主要技術？",35,{"id":36,"question":37,"qno":10},"fintech-19-048","有關 P2P 跨境匯款的競爭之敘述，下列何者錯誤？",{"id":39,"question":40,"qno":41},"fintech-19-055","有關「電子支付機構資訊系統標準與安全控管作業基準辦法」的敘述，下列何者錯誤？",55,{"id":43,"question":44,"qno":30},"fintech-20-013","有關行動支付的敘述，下列何者錯誤？",1793070566382]