[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-20-022":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-20-022","20",22,"票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",[13,14,15,16],"僅 A","僅 AD","僅 BCD","ABCD",3,"金融機構的資本適足制度",1,"票券金融公司的資本適足率一旦低於 6%，就落到票券金融公司資本適足性管理辦法第 13 條最重的那一檔處置：除了 6% 以上未達 8% 時就能採取的限制盈餘分配、限期提出資本重建或財務業務改善計畫外，主管機關還能直接介入公司治理與資產處分。(A) 解除負責人職務、(D) 命令調降負責人報酬，是針對經營者的課責；(B) 命令取得或處分特定資產應先經核准、(C) 命令處分特定資產，則是防止資產進一步流失或惡化。四項都在該條列舉的權限內，故選 (D) ABCD。依比率高低逐級加重介入，正是及時糾正措施的精神。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":28,"question":29,"qno":30},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":32,"question":33,"qno":34},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":36,"question":37,"qno":38},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":40,"question":41,"qno":42},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,{"id":44,"question":45,"qno":46},"risk_mgmt-20-030","表外的非衍生性商品，估計其風險性資產時，下列敘述何者錯誤？",30,1785146815539]