[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-20-026":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-20-026","20",26,"保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",[13,14,15,16],"150%","200%","250%","300%",2,"金融機構的資本適足制度",1,"保險業從事衍生性金融商品交易管理辦法第 5 條並未直接寫死一個數字，而是要求自有資本與風險資本比率達「法定資本適足標準的 1.25 倍以上」。本題考期適用的法定資本適足標準為 200%，1.25 倍即 250%，故選 (C)。(B) 的 200% 只是達到法定標準本身，還不足以取得承作資格；(A) 的 150% 更低於當時的法定標準，屬於主管機關應介入的層級；(D) 的 300% 高於規定所需。要注意這是相對門檻，法定標準調整時對應數字會跟著變，作答仍以該屆官方公布解答為準。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":28,"question":29,"qno":30},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":32,"question":33,"qno":34},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":36,"question":37,"qno":38},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":40,"question":41,"qno":42},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,{"id":44,"question":45,"qno":46},"risk_mgmt-20-030","表外的非衍生性商品，估計其風險性資產時，下列敘述何者錯誤？",30,1785146815571]