[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-risk_mgmt-21-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-007","21",7,"風險管理與資產負債管理應建立在下列哪些構面上，以求得風險與報酬之最適配置？ A.社會責任 B.業務 C.金融業務或商品 D.資金部位",[13,14,15,16],"僅 A、D","僅 C、D","僅 B、C、D","僅 A、B、C",2,"風險管理原理",1,"風險管理與資產負債管理的重點,是在可衡量、可定價、可調整的經營單位上求風險與報酬的最適配置,所以構面要落在 B 業務、C 金融業務或商品、D 資金部位這三個層次:先看各業務線承擔多少風險,再看單一商品的訂價是否覆蓋風險,最後看資金部位的期限與幣別結構是否失衡,三者合起來才能算出調整風險後的報酬並據以調度。A 社會責任屬於企業永續與利害關係人議題,重要但無法直接換算成風險值與報酬率,不是配置構面,因此含 A 的 (A)(D) 都不對,只列 C、D 的 (B) 又漏掉業務構面,答案為 (C)。","medium",[23,26,29,33,37,41],{"id":24,"question":25,"qno":19},"risk_mgmt-20-001","面對風險問題的態度，下列何者錯誤？",{"id":27,"question":28,"qno":17},"risk_mgmt-20-002","有關間接成本的會計科目與分攤，下列敘述何者錯誤？",{"id":30,"question":31,"qno":32},"risk_mgmt-20-003","銀行分行（營業單位）主要的收入來源，不包括下列何者？",3,{"id":34,"question":35,"qno":36},"risk_mgmt-20-004","下列何者不屬於「責任中心體系」的分類要素？",4,{"id":38,"question":39,"qno":40},"risk_mgmt-20-005","財富管理處的處長，每個月領取的薪資費用應如何歸屬？",5,{"id":42,"question":43,"qno":44},"risk_mgmt-20-041","有關風險管理體質的檢視步驟，下列何者正確？",41,1785146815919]