[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-risk_mgmt-21-024":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"risk_mgmt-21-024","21",24,"依據銀行資本適足性及資本等級管理辦法，下列何者不得列為普通股權益的第一類資本？",[13,14,15,16],"資本公積","可轉換之次順位債券","累積盈虧","普通股",1,"金融機構的資本適足制度","普通股權益第一類資本要的是最能無條件吸收損失、沒有到期日也沒有償還壓力的自有資本,依銀行資本適足性及資本等級管理辦法,其組成包括 (D) 普通股、(A) 資本公積、法定與特別盈餘公積及 (C) 累積盈虧等權益項目,再減除商譽與無形資產等調整項。(B) 可轉換之次順位債券本質仍是債務:銀行對持有人負有還本付息義務、附有到期日,清償順位雖次於一般債權人,卻仍優先於股東,在轉換成股票之前並不具備完全的損失吸收能力,只能視發行條件列為其他第一類資本或第二類資本,不得計入普通股權益第一類資本。","medium",[22,26,30,34,38,42],{"id":23,"question":24,"qno":25},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":27,"question":28,"qno":29},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":31,"question":32,"qno":33},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":35,"question":36,"qno":37},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":39,"question":40,"qno":41},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":43,"question":44,"qno":45},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,1785146816067]