[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-21-043":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c8",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-043","21",43,"有關資金移轉價格，下列敘述何者較不適當？",[13,14,15,16],"全行的會計利潤係指「本期損益」，用來描述銀行在某段經營期間的經營成果","銀行營業單位所稱的營運利潤，包括內部損益與外部損益","銀行的聯行往來政策，應優先追求閒置資金的利潤極大化","存放款顧客的價格簡稱存款利率與放款利率，是藉由內部移轉價格加減利潤目標而訂定",2,"商業銀行的流動性風險與利率風險管理",1,"聯行往來與內部資金移轉價格的用意，是把利率風險與流動性風險從各分行集中到總行資金部門統籌，讓分行專心衝存放款、績效評比也更公平，而不是讓總行拿閒置資金去追求利潤極大化；把資金調度當成賺價差的手段，反而會誘使機構過度承險，故 (C) 最不適當。(A) 全行的會計利潤即本期損益，呈現一段期間的整體經營成果。(B) 營業單位的營運利潤同時包含對外承作客戶的外部損益與對內資金移轉的內部損益。(D) 存放款牌告利率確實是以內部移轉價格為基準，再加減利潤目標訂出來。","medium",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-006","市場利率變動，導致資產負債之經濟價值跟著變動的風險，係稱為下列何種風險？",6,{"id":28,"question":29,"qno":30},"risk_mgmt-20-007","美國的儲蓄貸款機構於 1980 年代出現倒閉風潮，係受到下列何種風險威脅金融機構的例證？",7,{"id":32,"question":33,"qno":34},"risk_mgmt-20-024","依銀行流動性覆蓋比率實施標準，有關流動性覆蓋比率，下列敘述何者錯誤？",24,{"id":36,"question":37,"qno":38},"risk_mgmt-20-035","下列何種資金來源，屬於銀行「非自主性」的債務？",35,{"id":40,"question":41,"qno":42},"risk_mgmt-20-036","觀察銀行是否存在嚴重的流動性風險，下列敘述何者錯誤？",36,{"id":44,"question":45,"qno":46},"risk_mgmt-20-037","銀行之流動性風險與利率風險管理的監督指標，下列敘述何者錯誤？",37,1785146816236]