[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-21-046":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-046","21",46,"臺灣實施新的資本適足規範後，對於資本風險的衡量，集中在下列哪四大要項上？ A.信用風險 B.市場風險 C.價格風險 D.作業風險 E.流動性風險",[13,14,15,16],"ABCD","ABCE","ABDE","BCDE",2,"金融機構的資本適足制度",1,"新資本適足規範把資本要涵蓋的風險從單一信用風險往外擴大：信用風險 A 因應交易對手違約，市場風險 B 因應利率、匯率、股價等部位價值波動，作業風險 D 因應人員、流程、系統與外部事件造成的損失，構成計提資本的三大類；巴塞爾資本協定第三版再把流動性風險 E 納入監理要項，合起來即為四大要項，故選 (C) ABDE。價格風險 C 指資產價格變動造成的損失，本身已被市場風險涵蓋，並非獨立要項，含 C 的 (A)(B)(D) 可先刪除。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":28,"question":29,"qno":30},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":32,"question":33,"qno":34},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":36,"question":37,"qno":38},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":40,"question":41,"qno":42},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,1785146816279]