[{"data":1,"prerenderedAt":44},["ShallowReactive",2],{"q-risk_mgmt-21-052":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-052","21",52,"有關國家風險的統計，下列敘述何者錯誤？",[13,14,15,16],"除已動用的放款餘額，總暴險額還需加計剩餘可用或未動用部分","信用狀保兌是按承作金額計算暴險值","已提列資產減損之有價證券投資，直接按減損後之資產價值計算","附賣回證券直接以有價證券之市場價值計算",3,"國家風險與國家主權評等",1,"國家風險暴險統計的原則，是抓銀行對該國實際可能受損的金額。(D) 附賣回交易本質上是資金融通，銀行付出的是約定的成交價款，交易對手若違約，衡量損失應以承作金額為準，直接改用有價證券的市場價值會偏離真正的暴險，故錯誤。(A) 未動用的授信額度客戶隨時可動撥，總暴險額要把剩餘可用部分一併加計。(B) 保兌信用狀等於銀行承擔開狀行的付款責任，按承作金額計入暴險。(C) 有價證券已提列減損時帳面已反映損失，按減損後價值計算不會重複計提。","hard",[23,27,31,34,37,40],{"id":24,"question":25,"qno":26},"risk_mgmt-20-020","開發中國家致力於國內基礎建設，為籌措建設資金而向國際資本市場大量舉債，但借款國家經濟良窳影響未來的償債能力。銀行稱此風險為下列何者？",20,{"id":28,"question":29,"qno":30},"risk_mgmt-20-021","為有效控制國家風險，避免外幣債權之風險過度集中在同等級或低等級之風險國家，主管機關要求銀行逐日統計並定期提報董事會，相關說明何者正確？ A.主要授信業務按照目前的放款餘額計算暴險值 B.投資業務分成股權投資、有價證券投資及外匯交易三種，其中股權投資按交割前名目本金計算暴險值 C.對國外銀行之資金拆放、同業進出口融資墊款等，按使用餘額計算暴險值",21,{"id":32,"question":33,"qno":10},"risk_mgmt-20-052","國家風險限額的調整時機與特性，下列敘述何者錯誤？",{"id":35,"question":36,"qno":26},"risk_mgmt-21-020","針對國外企業的授信，碰到當地政府外匯短缺或政局不穩，而突然宣布全面禁止或限制本息匯出，稱為下列何種風險？",{"id":38,"question":39,"qno":30},"risk_mgmt-21-021","有關國家主權評等之預告機制，下列敘述何者錯誤？",{"id":41,"question":42,"qno":43},"risk_mgmt-22-019","授信對象若在英屬維京群島、開曼群島、百慕達群島或其他免稅地區註冊，但未實際營運，也無提供十足擔保時，如何認定國家別的風險限額？",19,1785146816321]