[{"data":1,"prerenderedAt":47},["ShallowReactive",2],{"q-risk_mgmt-21-054":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c5",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-054","21",54,"證券商的資本適足率，計算的風險範圍包括下列哪些？ A.市場風險 B.交易對象風險 C.基礎風險D.財富管理通路風險",[13,14,15,16],"僅 A","僅 AB","僅 ABC","ABCD",2,"金融機構的資本適足制度",1,"證券商的資本適足率是合格自有資本淨額除以經營風險約當金額，分母把日常經營會碰到的三類風險換算成資本需求：A 市場風險來自持有部位的價格、利率與匯率波動；B 交易對象風險是交易對手違約無法履行交割義務的信用風險；C 基礎風險則涵蓋人員、流程、系統與外部事件造成的作業損失，故選 (C) 僅 ABC。D 財富管理通路風險不是計算資本適足率的獨立風險類別，銷售疏失與法遵缺失本來就落在基礎風險裡，不會再單獨計提。","hard",[23,27,31,35,39,43],{"id":24,"question":25,"qno":26},"risk_mgmt-20-022","票券金融公司的資本適足率低於 6%者，主管機關可採行下列哪些措施？ A.解除負責人職務 B.命令取得或處分特定資產，應先經主管機關核准 C.命令處分特定資產 D.命令對負責人之報酬予以降低",22,{"id":28,"question":29,"qno":30},"risk_mgmt-20-023","為限制信用過度擴張，Basel III 規範銀行額外計提資本，此規範的用意為何？",23,{"id":32,"question":33,"qno":34},"risk_mgmt-20-025","票券金融公司的資本適足率在 6%以上，未達 8%時，主管機關得採行下列哪些措施？ A.不得以現金分配盈餘 B.不得以現金買回流通在外股份 C.限期提出資本重建計畫 D.限期提出財務業務改善計畫",25,{"id":36,"question":37,"qno":38},"risk_mgmt-20-026","保險公司的資本適足率至少須達多少以上，才可申請從事衍生性金融商品交易之業務？",26,{"id":40,"question":41,"qno":42},"risk_mgmt-20-027","有關證券業在不同資本適足率下之業務規範及限制，下列敘述何者錯誤？",27,{"id":44,"question":45,"qno":46},"risk_mgmt-20-029","有關信用風險的資本計提，下列何者不屬於內部評等法(Internal Rating-Based Approach, IRB)的決定因素？",29,1785146816332]