[{"data":1,"prerenderedAt":46},["ShallowReactive",2],{"q-risk_mgmt-21-060":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c9",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-21-060","21",60,"有關作業風險管理權責，下列敘述何者錯誤？ A.為落實法令遵循，銀行會在第一線業務單位設置「法令遵循主管」，負責法遵宣導及法遵自評作業之檢核 B.為發揮制衡功能，總行業務管理單位所擬定相關規章及作業細則，不須會簽法遵及風管部門提供意見 C.第二道防線為有效發揮風險監督功能，亦將參與經營績效之考評 D.第三道防線負責評估前二道防線設計之程序是否有效，並查核各單位是否落實內部控制及風險控管",[13,14,15,16],"ABCD","僅 ABC","僅 BC","僅 B",2,"商業銀行的作業風險管理",1,"B 與 C 兩項敘述有誤，故選 (C)。B 總行業務管理單位訂定規章與作業細則時，正需要第二道防線把關，必須會簽法令遵循與風險管理單位表示意見，才能在制度設計階段就攔下法遵與風險漏洞，免會簽等於拆掉制衡機制。C 第二道防線的價值建立在獨立性上，若參與經營績效考評，形同球員兼裁判，監督功能會被業績目標稀釋。A 各營業單位指派法令遵循主管辦理法遵宣導與自行評估的檢核，符合內部控制制度的設計。D 稽核為第三道防線，評估前兩道防線的程序是否有效並查核內控落實情形。","hard",[23,27,31,35,38,42],{"id":24,"question":25,"qno":26},"risk_mgmt-20-038","採用「標準法」計提作業風險的資本需求額時，該方法相較於「基本指標法」，通常對資本計提的影響為：",38,{"id":28,"question":29,"qno":30},"risk_mgmt-20-043","有關作業基礎成本制度(Activity-Based Costing, ABC)，下列敘述何者正確？",43,{"id":32,"question":33,"qno":34},"risk_mgmt-20-044","有關績效評估的觀念，下列何者正確？",44,{"id":36,"question":37,"qno":10},"risk_mgmt-20-060","有關作業風險的標準法，下列敘述何者錯誤？",{"id":39,"question":40,"qno":41},"risk_mgmt-21-013","有關信用卡之偽冒詐欺事件，應歸類為下列何種風險型態？",13,{"id":43,"question":44,"qno":45},"risk_mgmt-21-050","有關財富管理業務的特性，下列何項內容不適當？",50,1785154669145]