[{"data":1,"prerenderedAt":45},["ShallowReactive",2],{"q-risk_mgmt-22-007":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":21},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c1",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":17,"explanation":19,"difficulty":20},"risk_mgmt-22-007","22",7,"銀行的董事會將授信管理處定義為利潤中心時，其權責宜包括下列哪些？ A.信用風險的監督管理 B.承擔授信績效的使命 C.監控資本適足率的任務 D.訂定風險胃納制度",[13,14,15,16],"僅 A","僅 AB","僅 ABC","ABCD",1,"風險管理原理","利潤中心的主管同時對收入與成本負責，授信管理處一旦被定義為利潤中心，一方面要衝授信量能、承擔授信績效的使命，另一方面必須把關債權品質、監督管理信用風險，收益與風險一起算帳才是利潤中心的精神，所以 A、B 都該納入權責。C 資本適足率是全行層級的法定監理指標，由財務與風險管理單位彙總控管，不會落在單一業務處。D 風險胃納屬全行風險政策，由董事會核定、風險管理委員會研議，業務單位只能在既定胃納下執行，故選(B)。","medium",[22,25,29,33,37,41],{"id":23,"question":24,"qno":17},"risk_mgmt-20-001","面對風險問題的態度，下列何者錯誤？",{"id":26,"question":27,"qno":28},"risk_mgmt-20-002","有關間接成本的會計科目與分攤，下列敘述何者錯誤？",2,{"id":30,"question":31,"qno":32},"risk_mgmt-20-003","銀行分行（營業單位）主要的收入來源，不包括下列何者？",3,{"id":34,"question":35,"qno":36},"risk_mgmt-20-004","下列何者不屬於「責任中心體系」的分類要素？",4,{"id":38,"question":39,"qno":40},"risk_mgmt-20-005","財富管理處的處長，每個月領取的薪資費用應如何歸屬？",5,{"id":42,"question":43,"qno":44},"risk_mgmt-20-041","有關風險管理體質的檢視步驟，下列何者正確？",41,1785146816456]