[{"data":1,"prerenderedAt":43},["ShallowReactive",2],{"q-risk_mgmt-22-020":3},{"exam":4,"examName":5,"chapterSlug":6,"question":7,"related":22},"risk_mgmt","風險管理基本能力測驗——風險管理制度與實務","c4",{"id":8,"exam":4,"session":9,"qno":10,"question":11,"options":12,"answer":17,"chapter":18,"freq":19,"explanation":20,"difficulty":21},"risk_mgmt-22-020","22",20,"國家主權評等的信用等級極可能在三個月內調升時，國際信用評等機構會將該國列於下列何者？",[13,14,15,16],"正向觀察名單","正向展望","穩定展望","正向調升名單",0,"國家風險與國家主權評等",1,"信評機構表達未來評等方向有兩套工具，時間長短明顯不同：觀察名單針對已經發生的特定事件啟動，通常在三個月左右完成檢視並做出調整，屬於短期而急迫的訊號；展望則是對未來一至兩年趨勢的中長期看法，未必會真的變動。題目描述「極可能在三個月內調升」，時間壓縮而且方向明確，正是列入正向觀察名單的情境，故選(A)。(B)正向展望指向較長期間的可能調升。(C)穩定展望代表短期內評等不變。(D)並非信評機構使用的正式名稱。","medium",[23,26,30,34,37,40],{"id":24,"question":25,"qno":10},"risk_mgmt-20-020","開發中國家致力於國內基礎建設，為籌措建設資金而向國際資本市場大量舉債，但借款國家經濟良窳影響未來的償債能力。銀行稱此風險為下列何者？",{"id":27,"question":28,"qno":29},"risk_mgmt-20-021","為有效控制國家風險，避免外幣債權之風險過度集中在同等級或低等級之風險國家，主管機關要求銀行逐日統計並定期提報董事會，相關說明何者正確？ A.主要授信業務按照目前的放款餘額計算暴險值 B.投資業務分成股權投資、有價證券投資及外匯交易三種，其中股權投資按交割前名目本金計算暴險值 C.對國外銀行之資金拆放、同業進出口融資墊款等，按使用餘額計算暴險值",21,{"id":31,"question":32,"qno":33},"risk_mgmt-20-052","國家風險限額的調整時機與特性，下列敘述何者錯誤？",52,{"id":35,"question":36,"qno":10},"risk_mgmt-21-020","針對國外企業的授信，碰到當地政府外匯短缺或政局不穩，而突然宣布全面禁止或限制本息匯出，稱為下列何種風險？",{"id":38,"question":39,"qno":29},"risk_mgmt-21-021","有關國家主權評等之預告機制，下列敘述何者錯誤？",{"id":41,"question":42,"qno":33},"risk_mgmt-21-052","有關國家風險的統計，下列敘述何者錯誤？",1785146816578]